Southern CA Solar Financing

Solar Loans & PPA – Beat SDGE Rates

Everyone has a unique situation. Let us help you by understanding your situation and goals and guiding you to find your best path to install solar on your home. We have access to the best local solar financing options, including PPAs (power purchase agreements). We are also not afraid to explain how the tax incentives will work for you or disclose hidden loan fees other salespeople hide in their pricing. We’re honest. We care. There is a path to going solar for everyone!

Energy Loan Network

  • Zero Down Programs

  • Low Interest Rates

  • Flexible loan terms

  • Loan amounts up to $150,000

  • FICO scores as low as 650

  • Debt-to-Income ratios up to 50%

  • No equity required in your home

  • No fees or pre-payment penalties

Wheel House Credit Union

Residential Solar Loans

  • “NO FEE” Loan options- 8- 20 years

  • Credit Union Membership

  • No-Prepayment Penalty Fee

  • A One-Time Principal Reduction allowed towards loan and option to Re-Amortize Payment

  • On-Line Access

  • Subordination option available; conditions and fees apply

LightReach PPA

LightReach is a TPO (Third Party Ownership) solar energy plan. Instead of dealing with the challenges of rising interest rates and high upfront costs, LightReach offers lease and PPA (depending on the market) financing options so homeowners can benefit from solar savings in year-one. 

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